Take a mortgage for housing in Alfa Bank. 🅰 Follow an online application for mortgage lending for the purchase of secondary and housing under construction. ✅ Refinancing mortgage of other banks. ✅ Low interest rate. ✅ Lending term up to 30 years. ✅ The original contribution from 10%.

Mortgage

Is it possible to use maternity capital as an initial contribution?

What is the term of consideration of the application for a mortgage?

How is the approval of the mortgage?

How do I learn that I received approval for the capture of a mortgage?

I live in the same city, but I want to take a mortgage in another – so you can?

Who will be the owner of the housing?

Are there any requirements for working experience?

I am an IP. Can I get a mortgage loan?

Who should a mortgage in maternal capital be issued?

Want to fulfill the dream of your own apartment or house, but not enough savings? Alfa-Bank mortgage programs will help realize any of your goals.

Favorable lending programs

You can make a mortgage:

For the purchase of housing under construction at any stage. Usually such real estate is cheaper, but you have to wait with settlement. For new buildings, the state support program is valid, so the loan rates are minimal – from 12% per annum. The initial contribution from 20%.

For the purchase of a finished apartment. The cost of secondary housing is higher, but you can move right away. The bank offers bets from 17.3%. The initial contribution from 20%.

To buy a house with a site. There are certain requirements for the building itself, connected communications. In this case, for the design of a mortgage, you need to accumulate at least 50% of the cost for the initial contribution, and the rate will be from 9.09% per annum.

In addition, the bank has a preferential program for the purchase of an apartment for families with two or more children with a reduced loan rate – from 6% per annum.

You can also refinance the current mortgage loan in another bank at a low interest rate – 16.9% per annum. This will reduce the credit load and make the process of repayment comfortable with our online services.

Advantages of mortgage lending to Alfa⁠-⁠ Bank

All online. Submit an application, after preliminary approval, attach the scan copy of the documents to your personal account and wait for the final offer from the bank. It will be necessary to come to the office only to conclude a transaction.

Fast. The preliminary approval of the application online after 1 minute, the final consideration within 2 days.

Many programs and minimal requirements, including the ability to take a mortgage only on the passport of the Russian Federation. You can easily find a suitable solution for any life situation.

Flexible conditions. The amount of mortgages is from 600,000 to 70,000,000 rubles, loan terms from 3 to 30 years.

Design in a special mortgage center. In a calm atmosphere, without fuss.

A wide network of offices and ATMs.Provides an easy solution to any issues and convenient repayment of monthly payments.

Free application and internet bank for control and making payments.